7207

Financial institutions

Конспект урока

Иностранные языки, филология и лингвистика

Тема: Financial institutions Вид заняття: лекція-семінар. Мета: спонукати студентів до висловлювання англ. мовою шляхом постановки проблемних питань, практикувати навички усного мовлення розвивати у студентів навички самостійної р...

Английский

2013-01-18

65.5 KB

4 чел.

Тема: Financial institutions

Вид  заняття:  лекція-семінар.

Мета: спонукати студентів до висловлювання англ. мовою шляхом постановки проблемних питань, практикувати навички усного мовлення; розвивати у  студентів навички самостійної роботи.

Обладнання: дошка, словники, підручники, роздатковий матеріал.

Література: Л-2, стор. 417-421

Хід  уроку:

1.Вступ.Організаційний  момент. Повідомлення  теми  та  мети  уроку.

Dear  students! Today  we’ll  have  a  talk  about  Financial institutions

2. Перевірка домашнього завдання. Бесіда. T => St (Gr)

Questions for revision

  1.  What is the difference between a repeat order and a follow-up order?
  2.  What is the difference between a standing order and merchandise on call?
  3.  What do you understand by breach of contract? Give some examples.
  4.  Describe the reasons a buyer may have to make a complaint. What kind of compensation would you, as the buyer, offer in each case?
  5.  What can you, as the seller, do if the buyer fails to fulfil his liability of paying on time?

3. Введення нової лексики по темі та виконання лексичних вправ.

There are many important financial ^stitutions which provide finance for companies. The?se institutions provide money in different ways.

Banks

Although banks specialise in supplying short-term loans, they are prepared to make loans for longer periods — up to 20 years in certain circumstances.

Insurance companies

The regular premiums paid by policyholders are invested in government securuties, company shares, land, and property of all kinds. The income from these investments makes it possible for insurance companies to pay out interests which are greater than the total payments made by policyholders.

Pension funds

Although in many countries there is a state pension scheme to which all workers contribute, a large number of employed and self-employed people also belong to private pension schemes. The money which accumulates in these pension funds is invested and works in a very similar manner to the funds of insurance companies.

Investment trusts

These are limited companies buying shares in other companies which they believe will be the most successful ones. People who then buy shares in investment trusts are paid dividends and investment funds obtain a profit too.

Unit trusts

These operate in a very similar manner to investment trusts. But they are not limited companies — they do not issue shares, they issue units. These units cannot be re-sold on the open market, but they can be sold back to the unit trust at any time. Finance houses

These institutions provide the loans which finance hire-purchase schemes and leasing arrangements. Firms which sell goods on hire-purchase or who lease goods do not have to wait two or three years before their goods are fully paid for. They receive immediate payment from a finance house, and it is the finance house which collects the regular instalments paid by the purchaser.

There are many other specialist financial institutions which provide finance for companies. Besides in many countries a government is an important source of finance for privately-owned firms.

Here is a table showing sources of funds for industrial and commercial companies in the UK in one of the recent years:

Percentage

of total

Internal funds (retained profits)

64.3

Issues of ordinary shares

11.6

Issue of preference shares

1.5

Bank borrowing

11.4

Other sources

11.2

100.0

Exercises

Write down the functions of each type of the following:

banks

pension funds and schemes

insurance companies

investment trusts

unit trusts

5. Домашнє  завдання:  підготуватися до лексичного диктанту.


 

А также другие работы, которые могут Вас заинтересовать

45102. The Judicial System of Great Britain 17.32 KB
  The courts in Gret Britin re divided into two lrge groups: criminl division nd civil division. Criminl courts re Mgistrtes’ Courts nd Crown Courts. The mjority of ll criminl cses re delt with in the Mgistrtes’ courts by mgistrtes who re lso clled Justice of Pece. Mgistrtes’ courts normlly consist of three JP’s up to seven.
45103. Legal profession in Russia 15.84 KB
  I wаnt to tell you bout min kind’s legl profession in Russi. dvocte is licensed lwyer to prctice lw nd independent dviser on legl issues. He should hve higher legl eduction t lest two yers of legl experience nd to pss qulifiction exms. They consult clients on legl issues; drft documents present clients in ll kinds of civil dministrtive litigtions provide criminl defense; nd do ll other legl services.
45104. London 13.53 KB
  London is the capital of the Great Britain. Population of London is about 8 million people. It’s one of the largest cities in the world. It’s one of the most important commercial, cultural and political centers in the world
45105. Police 12.84 KB
  Police is the gency of community or government tht is responsible for mintining public order preventing nd detecting crime. The bsic police mission –preserving order by enforcing rules of conduct lws. The conception of the police force s protective nd lw enforcement orgniztion developed from the use of militry bodies s gurdins of pece such s the Pretorin Gurd – bodygurd of the ncient Romn Emperors.
45106. Ural State Law Academy and study work 27.5 KB
  I’m second yer student of the Url Stte Lw cdemy. Now I wnt to tell some words bout the history our cdemy. The Lw cdemy is one of the biggest higher eductionl institutions in our country. Now it is clled the Url Stte Lw cdemy.
45107. Judicial system of the Russian Federation 27 KB
  Usully these tke the form of hierrchy of courts. In Russi there re bout 14000 judges in 2500 courts of generl jurisdiction on vrious levels. There re courts of first nd second instnce. court of second instnce is one which exmines ppels nd protests ginst sentences nd decisions of courts of first instnce.
45108. The Russian Federation 16.87 KB
  The country is multintion stte. Stte structure The Russin Federtion is democrtic federl stte with republicn form of power. The Hed of Stte is president. The stte emblems re two heded egle three colored flg with: white red nd blue stripes.
45109. The Ural State Law Academy 15.26 KB
  Lter it ws reorgnized into the Siberin Institute of Soviet Lw. In 1934 the Institute moved into Sverdlovsk got the nme of the Sverdlovsk Institute of Lw nd bore this nme till 1992 Now it is clled the Urls Stte Lw cdemy. Till 1976 there ws only one fculty t the Sverdlovsk Lw Institute – the Lw fculty. The cdemy hs three Institutes t the dy deprtment: the Institute of the Prosecutor’s Office the Institute of Justice nd the Institute of Business nd Lw.